مراجعة وايز (Wise) للعرب 2026: الدول المدعومة والرسوم

هل يعمل وايز (Wise) في بلدك؟

التراخيص

• هيئة السلوك المالي البريطانية (FCA): Wise Payments Limited is an Electronic Money Institution, FCA registration number 900507; Wise Assets Limited FCA 839689.
• البنك الوطني البلجيكي: Wise Europe SA is a Payment Institution authorised by the National Bank of Belgium, passported across the EEA (serves Germany, France, Netherlands, Belgium, Spain, Italy, Sweden). Spain branch also registered with Banco de Espana and SEPBLAC.
• مصرف الإمارات العربية المتحدة المركزي: Wise Fintech Network L.L.C is licensed by the CBUAE for Stored Value Facility (ref 05.01.01.015.2025.02) and Retail Payment Services Category 2 (ref 08.01.02.030.2025.02), and authorised for digital remittance under the Exchange Business Regulation (Category 4). Final approval announced October 2025. No current DIFC/DFSA licence is listed on Wise's regulation page; a Wise entity (Wise Nuqud Limited) was previously registered in ADGM per third-party reporting (not verified on wise.com).
• شبكة مكافحة الجرائم المالية الأمريكية (FinCEN) وجهات الولايات: Wise US Inc. is registered with FinCEN and licensed as a money transmitter in listed states; elsewhere services via Community Federal Savings Bank (OCC supervised).
• مركز تحليل المعاملات المالية الكندي (FINTRAC) وبنك كندا: Wise Payments Canada Inc. is a FINTRAC-registered MSB (M15193392), a registered payment service provider with the Bank of Canada, and licensed by Revenu Quebec.
• هيئة الأوراق المالية والاستثمارات الأسترالية (ASIC) وهيئة APRA: Wise Australia Pty Ltd holds AFSL 513764 (ASIC) and an APRA purchased payment facility authorisation; AUSTRAC reporting entity.
• هيئة الأوراق المالية المحلية في فلسطين داخل الخط الأخضر: Wise ILS Ltd holds a Payment Services License from the local securities authority (ISO country IL).

المصادر الرسمية: 1 · 2 · 3 · 4 · 5 · 6. تاريخ التحقق: 2026-10-06.