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ComorosYemen vs Saudi Arabia: salary after tax compared
What you keep of the same gross salary at home in Yemen and in a job in Saudi Arabia, under the official 2026 rules of each country.
On a gross salary of $3,000 a month, an employee in Yemen keeps about $2,260 (24.7% deducted), against about $3,000 for an expat in Saudi Arabia (0% deducted). Yemen: income tax 0% to 20%. Saudi Arabia: no income tax on salaries.
Monthly take-home pay at 6 salary levels
Each gross salary is converted into local currency at a fixed exchange rate and run through each country's 2026 rules. Take-home pay is shown in US dollars, with the local amount under it. Yemen is for an employee there; Saudi Arabia is for a single expat employee.
| Gross a month (USD) | Yemen take-home | Saudi Arabia take-home | Difference a month |
|---|---|---|---|
| $1,000 | $756 1,180,500 YER | $1,000 3,750 SAR | $244 more in Saudi Arabia |
| $2,000 | $1,508 2,355,500 YER | $2,000 7,499 SAR | $492 more in Saudi Arabia |
| $3,000 | $2,260 3,530,500 YER | $3,000 11,249 SAR | $740 more in Saudi Arabia |
| $5,000 | $3,764 5,880,500 YER | $5,000 18,748 SAR | $1,236 more in Saudi Arabia |
| $8,000 | $6,020 9,405,500 YER | $8,000 29,996 SAR | $1,980 more in Saudi Arabia |
| $12,000 | $9,028 14,105,500 YER | $12,000 44,994 SAR | $2,972 more in Saudi Arabia |
Exchange rates: 1 YER = 0.00064 USD (31 May 2026), 1 SAR = 0.2667 USD (2 October 2026).
Which leaves you more?
Saudi Arabia leaves you more at every salary level we compared. On $3,000 a month gross, the difference is about $740 a month ($8,886 a year) in favour of Saudi Arabia.
The Gulf figures are for an expat. Saudi Arabia treats nationals differently: they pay pension contributions that expats do not. Switch to national in the calculator to see their figures.
Deductions on $3,000 a month, line by line
Every deduction from the same gross salary in each country, in local currency, with the calculator's notes.
- Calculated under the rules of the Tax Authority in Aden (the internationally recognised government). Areas under the Sanaa authorities apply different amendments and a different currency.
- Daily-wage workers are exempt from tax under Article 50, subject to the conditions in the executive regulations.
- There is no income tax on salaries in Saudi Arabia.
- We assumed the contributory wage equals your gross salary, up to the cap of 45,000 Saudi riyals a month. In practice the contribution is worked out on the basic wage plus housing allowance only, so if part of your pay is other allowances (transport, for example) the actual deduction will be lower.
- Nothing is deducted from a non-Saudi employee's salary. The employer pays 2% for occupational hazards, and the employee is entitled to an end-of-service award when the contract ends.
Income tax and social insurance side by side
| Item | Yemen | Saudi Arabia |
|---|---|---|
| Income tax on salaries | 0% to 20% | None |
| Top income tax rate | 20% | 0% |
| Employee social insurance | 6% of the wage in the private sector | Expats 0%, Saudi nationals 9.75% (annuities 9% + SANED 0.75%), or 10.5% on average in 2026 for those under the new system |
| Employer contributions on $3,000 | 13% | 2% |
| VAT (standard rate) | 5% | 15% |
| Corporate tax | 20% | 20% |
| End-of-service gratuity | No general scheme | Set by the labour law |
| Currency | Yemeni rial (YER) | Saudi riyal (SAR) |
| Tax authority | Tax Authority, Aden | Zakat, Tax and Customs Authority (ZATCA) |
| Double tax treaty between them | No bilateral treaty | |
Where the numbers shift
- Turning point
- The better choice does not change between $500 and $30,000 a month
- Taken from your next raise (on $3,000)
- Yemen 20% · Saudi Arabia 0%
- Marginal rate on $10,000
- Yemen 20% · Saudi Arabia 0%
- Tax freedom day ($3,000)
- Yemen 1 April · Saudi Arabia 1 January
- Take-home after VAT on spending
- Yemen $2,152 · Saudi Arabia $2,609
- Employer cost on top of salary
- Yemen 13% · Saudi Arabia 2%
Take-home after VAT = take-home pay ÷ (1 + the standard VAT rate): what the salary is worth if all of it is spent on goods at the standard rate. Tax freedom day: the day of the year on which you stop working to pay tax and contributions.
End-of-service gratuity
Saudi Arabia requires employers to pay a lump sum when the contract ends. Yemen has no general scheme. Amounts below are for $3,000 a month, with basic pay at 70% of gross and the contract ended by the employer.
| Years of service | Saudi Arabia |
|---|---|
| 2 years | $3,000 11,249 SAR |
| 5 years | $7,500 28,121 SAR |
| 10 years | $22,500 84,364 SAR |
Resigning can reduce the amount in some countries. The end-of-service calculators apply each country's full rules.
Beyond salary: investments, family and residence
| Item | Yemen | Saudi Arabia |
|---|---|---|
| Gains on shares (top rate) | Not set | 0% |
| Gains on property (top rate) | Not set | 0% |
| Dividends | 0% | 0% |
| Crypto gains | Not settled | Not settled |
| Inheritance tax | No | No |
| Remote work visa | None | None |
People and money between Yemen and Saudi Arabia
People from Yemen are the 2nd largest migrant community in Saudi Arabia and the 1st largest from an Arab country.
Sources: UN DESA International Migrant Stock 2024 · KNOMAD and World Bank bilateral remittance matrix 2021. Remittance figures are modelled estimates, not recorded flows.
Moving from Yemen to Saudi Arabia: what changes
- On $3,000 a month you gain about $740 a month after the move ($8,886 a year), because the deduction rate falls from 24.7% to 0%.
- On $10,000 a month, each extra dollar of a raise loses 0% in Saudi Arabia instead of 20% in Yemen, so pay rises are worth more after the move.
- VAT rises from 5% to 15%: spending $1,000 a month on standard-rated goods costs about $95 more each month.
- You gain a legal right to an end-of-service gratuity in Saudi Arabia (about $7,500 after 5 years on $3,000 a month), which no general scheme provides in Yemen.
- Tax residence in Saudi Arabia: Under Article 3 of the Implementing Regulations of the Income Tax Law, an individual is resident if they have a permanent home in the Kingdom and are present there for at least 30 days in the tax year, or if they are present for at least 183 days, consecutive or not, even without a permanent home. You may also stay tax resident in Yemen if you do not end your residence there. Count your days.
Yemen vs Saudi Arabia: common questions
Which pays more after tax, Yemen or Saudi Arabia?
Saudi Arabia leaves you more at every salary level we compared. On $3,000 a month gross, the difference is about $740 a month ($8,886 a year) in favour of Saudi Arabia.
How much is left of $3,000 a month in Yemen and Saudi Arabia?
On a gross salary of $3,000 a month, an employee in Yemen keeps about $2,260 (24.7% deducted), against about $3,000 for an expat in Saudi Arabia (0% deducted). Yemen: income tax 0% to 20%. Saudi Arabia: no income tax on salaries.
How much is left of $12,000 a month in each?
About $9,028 in Yemen and $12,000 in Saudi Arabia. The gap grows with pay because the marginal rates at this salary differ (20% against 0%).
Do expats pay social insurance in Saudi Arabia?
Expats 0%, Saudi nationals 9.75% (annuities 9% + SANED 0.75%), or 10.5% on average in 2026 for those under the new system. On $3,000 a month an expat has 0% deducted in total.
Is VAT higher in Yemen or Saudi Arabia?
VAT is 5% in Yemen and 15% in Saudi Arabia. VAT applies to most of what you buy, so it changes what a salary is worth even when take-home pay is the same.
Is there a double tax treaty between Yemen and Saudi Arabia?
We found no bilateral treaty in the official lists we checked on 9 October 2026. Without one, each country applies its own law, and many credit foreign tax on their own.
How many people from Yemen live in Saudi Arabia?
About 2.0 million, according to UN DESA estimates for 2024 (counted by citizenship). People from Yemen are the 2nd largest migrant community in Saudi Arabia and the 1st largest from an Arab country.
Does the comparison include the cost of living?
No. It covers taxes and mandatory contributions only, at fixed, dated exchange rates. Rent, schooling and health care can change the result, so weigh them next to these figures.
Sources
Rates and bands come from each country's official sources. Yemen last checked 2 October 2026, Saudi Arabia 2 October 2026.
- Law No. 17 of 2010 on Income Taxes, Articles 48, 49, 50, 62 and 63 (file from the Tax Authority in Aden) Yemen · official source
- Tax Authority in Sanaa: Law No. 8 of 2020 amending Law 17 of 2010 (for comparison, not applied in the calculator) Yemen · official source
- Republican Decree-Law No. 26 of 1991 on Social Insurance, Articles 27 and 49 (Official Gazette text reproduced, University of Minnesota Human Rights Library) Yemen · official source
- Central Bank of Yemen (Aden): periodic bulletin, April to June 2026 Yemen · official source
- GOSI: guide to the gradual increase in annuities contribution rates (2024 to 2028 schedule) Saudi Arabia · official source
- GOSI awareness platform: who the new system covers (SANED 0.75% and 0.75%, occupational hazards 2%) Saudi Arabia · official source
- GOSI: employer journey (45,000 riyal cap, parts of the contributory wage) Saudi Arabia · official source
- GOSI: annuities page (9% on the contributor and 9% on the employer under the previous system) Saudi Arabia · official source
Results are estimates for information only, not tax advice. How we calculate.
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