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What you really take home in 23 Arab countries

Weighing a job offer in Riyadh, Dubai or Doha? See what reaches your account after tax and social insurance, compare it with your home country, and check your end-of-service gratuity. Every figure comes from the official source.

23 Arab countries125 official sourcesFree, no sign-up

SourcesZATCAFederal Tax AuthorityEgyptian Tax Authorityand the other official bodies

Take-home pay calculatorOfficial 2026 rates

Calculate your take-home pay

AED
Enter the salary as in your contract: basic pay plus fixed allowances.
The pension contribution to the General Pension and Social Security Authority (GPSSA) applies to UAE nationals only. Nationals of the Emirate of Abu Dhabi are covered by the Abu Dhabi Pension Fund at different rates, which are not calculated here.
UAE nationals only. Anyone registered before 31 October 2023 stays under Federal Law No. 7 of 1999 (5%); anyone who joined after that falls under Federal Decree-Law No. 57 of 2023 (11%).

Everything is calculated on your device. We do not store salaries or ask you to sign up.

Take-home pay in the UAEper month · UAE dirham
Gross salary15,000
Unemployment insurance (ILOE)− 5.25
Net per month
UAE dirham
14,995
Net 100%Income tax 0%Social insurance 0%Other deductions 0%
Net per year179,937
Total deductions0%
Income tax rate0%
Marginal rate0%
  • There is no income tax on salaries in the UAE.
  • Expat employees pay no pension contribution and are entitled to an end-of-service gratuity from the employer.
  • Unemployment insurance (ILOE) is mandatory: 5 dirhams a month plus VAT if the basic salary is 16,000 dirhams or less, and 10 dirhams above that. We used your gross salary to pick the category. Investors, domestic workers, people on temporary contracts, those under 18 and retirees who work are exempt.

Your home country against each Gulf state

Pick the row for where you work now and the column for the offer. Each comparison shows take-home pay at several salaries, side by side.

All comparisons
Moving fromSaudi ArabiaUnited Arab EmiratesQatarKuwaitOmanBahrain
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What is left of $5,000 a month?

Monthly take-home pay in US dollars for a single expat on the same gross salary, after income tax and social insurance, at current exchange rates. Home countries are included for comparison.

Full ranking
#CountryNet (USD)Deducted
1🇰🇼 Kuwait5,0000%
2🇸🇦 Saudi Arabia5,0000%
3🇶🇦 Qatar5,0000%
4🇴🇲 Oman5,0000%
5🇦🇪 United Arab Emirates4,9970.1%
6🇧🇭 Bahrain4,9501%
7🇵🇸 Palestine4,7006%
8🇱🇧 Lebanon4,5069.9%
9🇱🇾 Libya4,29614.1%
10🇸🇴 Somalia4,22615.5%
11🇺🇸 United States (home country)4,19916%
12🇮🇶 Iraq4,06618.7%
13🇸🇩 Sudan4,05418.9%
14🇰🇲 Comoros4,03719.3%
15🇬🇧 United Kingdom (home country)3,98720.3%
16🇸🇾 Syria3,96820.6%
17🇦🇺 Australia (home country)3,96620.7%
18🇯🇴 Jordan3,93321.3%
19🇵🇸 Palestine (inside the Green Line)3,86522.7%
20🇾🇪 Yemen3,76424.7%
21🇨🇦 Canada (home country)3,74525.1%
22🇵🇭 Philippines (home country)3,71225.8%
23🇮🇳 India (home country)3,70325.9%
24🇩🇯 Djibouti3,67526.5%
25🇪🇬 Egypt3,65426.9%
26🇵🇰 Pakistan (home country)3,55928.8%
27🇲🇦 Morocco3,40631.9%
28🇩🇪 Germany (home country)3,19636.1%
29🇲🇷 Mauritania3,15936.8%
30🇩🇿 Algeria3,11737.7%
31🇹🇳 Tunisia2,91341.7%

Tools for working in the Arab world

Pay and work

Moving and comparing

Money and family

Business and tax

A calculator for every Arab country

The green figure is the monthly take-home pay on a typical salary, in local currency.

All calculators

Gulf (GCC)

Saudi Arabia
No income tax on salaries
10,000 SAR10,000
United Arab Emirates
No income tax on salaries
15,000 AED14,995
Qatar
No income tax on salaries
15,000 QAR15,000
Kuwait
No income tax on salaries
1,000 KWD1,000
Oman
No income tax on salaries
1,000 OMR1,000
Bahrain
No income tax on salaries
1,000 BHD990

Levant and Iraq

Jordan
Income tax 5% to 30% after a personal exemption of 9,000 dinars a year
900 JOD825
Iraq
Income tax 3% to 15% after allowances (2.5 million dinars a year for a single person)
1,000,000 IQD845,417
Lebanon
Income tax 2% to 25% after a family deduction starting at 450 million pounds a year
100,000,000 LBP95,100,000
Syria
Income tax In practice 15% on income above 12,560 pounds a month (the legal schedule runs from 5% to 15%)
35,000 SYP29,552
Palestine
Income tax 5% to 15% after a residence exemption of 36,000 shekels a year
4,500 ILS4,425
Palestine (inside the Green Line)
Income tax 10% to 47% (plus 3% on income above 721,560 shekels a year), less tax credit points
13,000 ILS10,313

Egypt, Sudan and Yemen

Egypt
Income tax 0% to 27.5%
20,000 EGP15,708
Sudan
Income tax 0% to 20%
500,000 SDG385,500
Yemen
Income tax 0% to 20%
250,000 YER193,500

North Africa (Maghreb)

Morocco
Income tax 0% to 37%
10,000 MAD8,904
Algeria
Income tax 0% to 35%
60,000 DZD47,558
Tunisia
Income tax 0% to 40% (+ 0.5% social solidarity contribution)
1,500 TND1,190
Libya
Income tax 5% to 10%
2,500 LYD2,208
Mauritania
Income tax 15% to 40% after an exemption of 6,000 ouguiyas a month
18,000 MRU15,788

Horn of Africa and Comoros

Somalia
Income tax 0% to 18%
800 USD740
Djibouti
Income tax 2% to 30%
180,000 DJF144,600
Comoros
Income tax 0% to 30%
150,000 KMF141,125

Tax guides in plain English

The rules explained, with the official sources.

All guides
End-of-service gratuity in the GCC
How end-of-service gratuity works in Saudi Arabia, the UAE, Qatar, Kuwait, Bahrain and Oman: basic or full pay, resigning, new rules, with examples.
No income tax: what expats still pay
No income tax on your salary is not zero cost. What expats really pay in the Gulf: VAT, residence and family fees, housing, and no pension.
Social insurance in the GCC compared
Social insurance rates in Saudi Arabia, the UAE, Qatar, Kuwait, Bahrain and Oman for 2026: employee and employer shares, nationals vs expats, an example.
VAT in Arab countries
VAT rates in every Arab country for 2026, how to take the tax out of a price, tourist refunds in the UAE and Saudi e-invoicing (FATOORA), with examples.
Double taxation and tax treaties
What a double tax treaty does, credit vs exemption, an Egyptian in Saudi Arabia, a Moroccan in France, a Syrian in Germany, and tax residency certificates.
Freelancer tax in the UAE and Saudi Arabia
Do freelancers pay tax in the UAE or Saudi Arabia? The AED 1 million corporate tax threshold, 375,000 VAT threshold and freelance permits, with examples.

Why trust these figures

23Arab countries, each with its own rules
125official sources, each with the date it was checked
2 October 2026last full review of the data
0sign-ups needed; your salary stays on your device

Read the methodology · All sources

Frequently asked questions

How do I work out my take-home pay in the Gulf?

Choose the country and enter your gross monthly or yearly salary as written in your contract. The calculator deducts income tax (where there is one) and the employee share of social insurance, then shows what reaches your account, monthly and yearly, with each deduction itemised.

Which Arab countries have no income tax on salaries?

In 2026: Saudi Arabia, United Arab Emirates, Qatar, Kuwait, Oman, Bahrain. Nationals may still pay pension or social insurance contributions, and in a few countries a small contribution is taken from expats too.

Do expats pay social insurance in the Gulf?

Mostly no. Pension contributions in Saudi Arabia, the UAE, Qatar, Kuwait, Bahrain and Oman fall mainly on nationals. There are exceptions, so each calculator lets you switch between national and expat to see the difference.

Is a Gulf salary really tax-free if I am a US citizen?

The Gulf state does not tax your salary, but the United States taxes its citizens on worldwide income. Most Americans working abroad use the foreign earned income exclusion or foreign tax credits to reduce or remove US tax on that salary. Our FEIE calculator shows the effect for your salary.

Where do the figures come from?

From the issuing authorities: tax departments, social insurance bodies and official gazettes. We list 125 official sources for the Arab countries, each with the date we checked it. Where an official source could not be confirmed, the country shows a lower verification level.

Is it free, and do you store my salary?

It is free and needs no sign-up. The calculation runs in your browser, so your salary is never sent to our servers.

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